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Kentucky Mortgage Licensing - Guide Mortgage Licensing

Kentucky Mortgage Licensing

Mortgage Broker Licensing

Kentucky Mortgage Broker License

Physical Office Requirement:  No
Minimum Net Worth:  None
Financial Statements:  CPA – P & L and Balance Sheet Reviewed
Surety Bond Amount:  $50,000
Company License Fee:  $850

Mortgage Lender Licensing

Kentucky Mortgage Company License

Physical Office Requirement:  No
Minimum Net Worth:  $1M
Financial Statements:  CPA reviewed – P & L and Balance Sheet
Surety Bond Amount:  $250,000
Company License Fee:  $850

Agency Contact:

Office of Financial Institutions
1025 Capital Center Drive, Suite 200
Frankfort, Kentucky 40601
Phone: 502-573-3390 or 800-223-2579
Fax: 502-573-8787

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